Financial Literacy is the combination of having knowledge, skills, and understanding of financial concepts that enable an individual to make smarter financial decisions. A Financial literate is the one who knows how to handle, invest, and save income through the right way that will directly lead to more financially secure consumers and financially secure future for himself and the community. The financial literacy concept has been recognized worldwide as a vital skill for the financial stability of a country including financial knowledge, financial behaviour, and financial Attitude as the three basic components of financial literacy. While just knowing various financial concepts does not guarantee financial well – being for an individual rather focusing together on molding towards having positive behaviour and attitude with sound financial decisions making appropriate use of financial products. Whereas on the other financial illiteracy can translate into high debts, fewer savings, less credit, and long term financial issues. To improve financial literacy individual need to become more financially savvy and approach appropriate financial choices with confidence. Status of Indian Women has changed tremendously since after Independence. From Women being a part of the freedom struggle as fearless fighters to being pushed back into the four walls of the home as a homemaker instead stood up fiercely to their revival into modern-day multitasking women, Indian women have seen it all.
Nitya Publications, Bhopal MP, India is a fast growing publisher and serving at national and international level. We are publishing all type of books like educational books, seminar / conference proceeding, reports, thesis, story books, novels, poetry books and biographies etc with ISBN.